Experience economy

Seaside & coastal tourist towns

Coastal trading is brutally seasonal. Six weeks of school holidays can carry the rest of the year, and every minute of queue on a hot Saturday is money that walks to the next kiosk. Payments have to be quick, portable and reliable in places where the Wi-Fi is an afterthought.

The problems — and how Teya solves them

Everything below is a real trading problem we hear from operators in this sector, with the Teya feature that answers it.

Peak-day queues on the promenade and beachfront

Teya Pro is built for quick contactless, chip & PIN and mobile wallet payments.

Patchy Wi-Fi on piers, beaches and open-air sites

Teya Pro runs on 4G with Wi-Fi fallback, so a terminal on the sea wall keeps taking payments when the venue router drops.

Cash-flow gap between a busy weekend and a Tuesday payout

Teya settles card takings the next working day as standard, and qualifying businesses can choose everyday or Instant Settlement options, with conditions and in some cases an extra charge.

Paying for stock and staff before the season starts

Business funding up to £1,000,000 from Business Genie Payments, subject to eligibility and approval, to cover stock and staff before the season.

Who we set up

  • Beachfront cafés and ice cream kiosks
  • Amusement arcades and pier attractions
  • Surf schools and watersports hire
  • Holiday parks and caravan site shops
  • Seafront pubs and fish and chip shops

Cash flow in this sector

Seasonal businesses are usually judged badly by fixed monthly finance. Teya settles card takings the next working day as standard, and qualifying businesses can choose everyday or Instant Settlement options, with conditions and in some cases an extra charge.

  • Teya settles card takings the next working day as standard, and qualifying businesses can choose everyday or Instant Settlement options, with conditions and in some cases an extra charge.
  • Business Account with up to 0.5% cashback
  • Business funding up to £1m from Business Genie Payments
  • 24/7 human support from Teya

Where this matters most

Destination guides for the towns and cities where seaside & coastal businesses trade hardest — local season, footfall and card mix included.

St Ives

Cornwall

Known for the harbour, the beaches and Tate St Ives.

Newquay

Cornwall

Known for surf beaches, coastal activities and stag and hen trade.

Blackpool

Lancashire

Known for the Pleasure Beach, the Tower and the Illuminations.

Scarborough

North Yorkshire

Known for two bays, the castle and traditional seaside trade.

Tenby

Wales

Known for the walled town, harbour beaches and Caldey Island boats.

Llandudno

Wales

Known for the Victorian promenade, the pier and the Great Orme.

Bournemouth

Dorset

Known for seven miles of beach, the pier and summer air festival.

Brighton

East Sussex

Known for the seafront, the Lanes and a year-round events calendar.

Gower Peninsula

Swansea, South Wales

Known for Rhossili Bay, Three Cliffs and the UK's first Area of Outstanding Natural Beauty.

Pembrokeshire Coast

West Wales

Known for the only coastal national park in Britain, with St Davids, Barafundle and the Coast Path.

Cornwall

South West England

Known for the county-wide surf, harbour and beach economy from Padstow to the Lizard.

North Devon

South West England

Known for Woolacombe, Croyde, Ilfracombe harbour and the Exmoor coast.

English Riviera

Torbay, Devon

Known for Torquay, Paignton and Brixham harbour, with a UNESCO Global Geopark coastline.

Jurassic Coast

Dorset and East Devon

Known for a World Heritage coastline from Exmouth to Studland, with Lyme Regis and Durdle Door.

Whitby

North Yorkshire

Known for the Abbey, the harbour, fish and chips and Goth Weekend.

Anglesey

North Wales

Known for beaches, the coastal path and the Menai Strait sailing scene.

Northumberland Coast

North East England

Known for Bamburgh, Alnwick, Holy Island and empty AONB beaches.

Isle of Wight

South Coast

Known for Cowes Week, the Needles and eighty kilometres of coast reached only by ferry.

Oban & Argyll

Argyll, Scotland

Known for the seafood capital of Scotland and the ferry gateway to the Hebrides.

Kent Coast

Kent, South East

Known for Margate's Turner-era revival, Whitstable oysters and the Thanet beaches.

Sussex Coast

East & West Sussex, South East

Known for Eastbourne, Hastings Old Town, Rye and the Chichester Harbour sailing coast.

Suffolk Coast

Suffolk, East of England

Known for Southwold, Aldeburgh, Dunwich and the Heritage Coast.

Essex Coast

Essex, East of England

Known for Southend seafront, Mersea Island oysters and the Frinton and Walton family beaches.

All tourist destinations

Get pricing for your seaside & coastal business

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