Experience economy
Seaside & coastal tourist towns
Coastal trading is brutally seasonal. Six weeks of school holidays can carry the rest of the year, and every minute of queue on a hot Saturday is money that walks to the next kiosk. Payments have to be quick, portable and reliable in places where the Wi-Fi is an afterthought.

The problems — and how Teya solves them
Everything below is a real trading problem we hear from operators in this sector, with the Teya feature that answers it.
Peak-day queues on the promenade and beachfront
Teya Pro is built for quick contactless, chip & PIN and mobile wallet payments.
Patchy Wi-Fi on piers, beaches and open-air sites
Teya Pro runs on 4G with Wi-Fi fallback, so a terminal on the sea wall keeps taking payments when the venue router drops.
Cash-flow gap between a busy weekend and a Tuesday payout
Teya settles card takings the next working day as standard, and qualifying businesses can choose everyday or Instant Settlement options, with conditions and in some cases an extra charge.
Paying for stock and staff before the season starts
Business funding up to £1,000,000 from Business Genie Payments, subject to eligibility and approval, to cover stock and staff before the season.
Who we set up
- Beachfront cafés and ice cream kiosks
- Amusement arcades and pier attractions
- Surf schools and watersports hire
- Holiday parks and caravan site shops
- Seafront pubs and fish and chip shops
Cash flow in this sector
Seasonal businesses are usually judged badly by fixed monthly finance. Teya settles card takings the next working day as standard, and qualifying businesses can choose everyday or Instant Settlement options, with conditions and in some cases an extra charge.
- Teya settles card takings the next working day as standard, and qualifying businesses can choose everyday or Instant Settlement options, with conditions and in some cases an extra charge.
- Business Account with up to 0.5% cashback
- Business funding up to £1m from Business Genie Payments
- 24/7 human support from Teya
Where this matters most
Destination guides for the towns and cities where seaside & coastal businesses trade hardest — local season, footfall and card mix included.
St Ives
Cornwall
Known for the harbour, the beaches and Tate St Ives.
Newquay
Cornwall
Known for surf beaches, coastal activities and stag and hen trade.
Blackpool
Lancashire
Known for the Pleasure Beach, the Tower and the Illuminations.
Scarborough
North Yorkshire
Known for two bays, the castle and traditional seaside trade.
Tenby
Wales
Known for the walled town, harbour beaches and Caldey Island boats.
Llandudno
Wales
Known for the Victorian promenade, the pier and the Great Orme.
Bournemouth
Dorset
Known for seven miles of beach, the pier and summer air festival.
Brighton
East Sussex
Known for the seafront, the Lanes and a year-round events calendar.
Gower Peninsula
Swansea, South Wales
Known for Rhossili Bay, Three Cliffs and the UK's first Area of Outstanding Natural Beauty.
Pembrokeshire Coast
West Wales
Known for the only coastal national park in Britain, with St Davids, Barafundle and the Coast Path.
Cornwall
South West England
Known for the county-wide surf, harbour and beach economy from Padstow to the Lizard.
North Devon
South West England
Known for Woolacombe, Croyde, Ilfracombe harbour and the Exmoor coast.
English Riviera
Torbay, Devon
Known for Torquay, Paignton and Brixham harbour, with a UNESCO Global Geopark coastline.
Jurassic Coast
Dorset and East Devon
Known for a World Heritage coastline from Exmouth to Studland, with Lyme Regis and Durdle Door.
Whitby
North Yorkshire
Known for the Abbey, the harbour, fish and chips and Goth Weekend.
Anglesey
North Wales
Known for beaches, the coastal path and the Menai Strait sailing scene.
Northumberland Coast
North East England
Known for Bamburgh, Alnwick, Holy Island and empty AONB beaches.
Isle of Wight
South Coast
Known for Cowes Week, the Needles and eighty kilometres of coast reached only by ferry.
Oban & Argyll
Argyll, Scotland
Known for the seafood capital of Scotland and the ferry gateway to the Hebrides.
Kent Coast
Kent, South East
Known for Margate's Turner-era revival, Whitstable oysters and the Thanet beaches.
Sussex Coast
East & West Sussex, South East
Known for Eastbourne, Hastings Old Town, Rye and the Chichester Harbour sailing coast.
Suffolk Coast
Suffolk, East of England
Known for Southwold, Aldeburgh, Dunwich and the Heritage Coast.
Essex Coast
Essex, East of England
Known for Southend seafront, Mersea Island oysters and the Frinton and Walton family beaches.
Get pricing for your seaside & coastal business
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